J.P. Morgan Chase filled yesterday, February 27, 2018 their 2017 annual report to SEC (the US Securities and Exchange Commission) and quoted :

“Both financial institutions and their non-banking competitors face the risk that payment processing and other services could be disrupted by technologies, such as cryptocurrencies, that require no intermediation.”

They also pointed that competition could “put downward pressure on prices and fees for JPMorgan Chase’s products and services or may cause JPMorgan Chase to lose market share.”

Are they mentioning this just to make people sell so they buy cheap, as sometimes big companies does with news? What do you think?